Group Life and Disability Income Insurance

No one likes to think about what might happen in the event of an unforeseen disability or untimely passing; however, we know from experience that those who weather these storms the best are those who have prepared for them. We can assist you and your employees in securing affordable individual and/or group coverage that provides the security and support you need.

Group Disability Income Insurance

Group Disability Income Insurance plans are offered as either short-term or long-term and work by replacing a portion of your income in the event that you cannot work because of a covered illness or injury.

Key Person Disability Income Insurance

Key Person Disability Income Insurance assists the business financially should a key person become sidelined due to a disability. This policy provides essential coverage in the event that can mean the difference between a business succeeding or going under in the event of an unforeseen disability.

Group Life Insurance

Group Life Insurance offers an employer the opportunity to help protect members and their families from financial hardship in the event of a death. Accidental Death and Dismemberment (AD&D) insurance is typically combined with Group Life insurance to provide an additional layer of financial protection in the event of an unplanned loss of life or dismemberment due to an accident.

Overhead Expense Insurance

Disability Overhead Expense Insurance helps protect against financial loss by business expenses which continue during a period of total or partial disability. This coverage can also mean the difference between a business succeeding or going under in the event of an unforeseen disability.